TRT & Hormone Optimization Clinics 2026

Compare TRT and hormone optimization clinics. Pricing, medications, lab work, and provider support compared.

8 Providers Compared$99–$225 Monthly RangeTelemedicine AvailableHSA/FSA Eligible
See Our Top Picks →
Most Comprehensive
Marek Health
Full protocols, expert consultations
Most Affordable
Fountain TRT
$35/mo testosterone
Best for Beginners
Hone Health
At-home testing, simple process

Pricing & Plans Comparison

Complete cost breakdown including monthly fees, lab work, and medications. Updated Jan 2026

ProviderMonthly CostAnnual CostLabs IncludedPrescriber TypeState Availability
Marek Health Marek Health $0/mo$299/yrNo - billed separately at member ratesMD/DO46 states (not NY, NJ, RI, HI or territories)
Defy Medical Defy Medical $250/mo$3000/yrBasic hormone panelMD/DOAll 50 states via telemedicine
TRT Nation TRT Nation $99/mo$1188/yrBasic hormone panelNP/PA45 states
Hone Health Hone Health $155/mo$1860/yrComprehensive panel (50+ biomarkers)MD/DO47 states
Fountain TRT Fountain TRT $199/mo$2388/yrBasic hormone panelMD (Urologist)20 states
PeterMD PeterMD $79/mo$948/yrComprehensive hormone panelMD48 states (not AL or ID)
Maximus Maximus $99.99/mo$1199/yrYesPhysicianMost US states
Henry Meds Henry Meds $129/mo$1548/yrYesLicensed providerMost US states

Medications & Treatments

Compare available medications, pharmacy options, and additional treatments offered by each provider.

ProviderMedications OfferedPharmacy TypeInjection TrainingPatient Portal
Marek HealthTestosterone, HCG, AI, Nandrolone, OxandroloneIn-house compoundingYesYes
Defy MedicalTestosterone, HCG, AI, ClomidPartner pharmaciesYesYes
TRT NationTestosterone cypionate, HCG, AIPartner pharmaciesYesYes
Hone HealthTestosterone (injections/cream/troches), Clomiphene, Enclomiphene, AnastrozolePartner pharmaciesYesYes
Fountain TRTTestosterone creamPartner pharmaciesNoYes
PeterMDTestosterone, HCG, AI, Peptides, GHIn-house compoundingYesYes
MaximusEnclomiphene, Oral testosterone, Testosterone cream, GLP-1Partner pharmacyNoYes
Henry MedsTestosterone injections, Testosterone cream, KYZATREX oralPartner pharmacyYesYes

Provider Details

In-depth look at each TRT clinic including features, pricing, and who it's best for.

Marek Health

Marek Health

One-time lifetime membership fee, no recurring charge, coaching and...

Key Features

One-time lifetime membership fee, no recurring charge, coaching and clinician consults, custom lab report and protocol, member-discounted labs and pharmacy

Details

Guided Optimization is a $299 ONE-TIME fee granting lifetime access - Marek charges no recurring membership. Labs, supplements and prescriptions are billed separately at member-discounted rates, not bundled. Lab panels are sold through marekdiagnostics.com:Base $250, Total Health Comprehensive $495, Complete $895, Executive $1,950. Note marekhealth.com is IP-geo-blocked to automated tools;marekdiagnostics.com is the working commerce backend.

MD/DOIn-house compoundingInitial 30-45 min + quarterly follow-ups, year-round coach access consultationsHSA/FSA eligible
Defy Medical

Defy Medical

Operating since 2013, flexible protocols, no subscription/contract

Key Features

Operating since 2013, flexible protocols, no subscription/contract

Details

Defy charges no monthly fee - services are paid for at the time of purchase, with no subscription or contract. The figures here are modelled from Defy's own published averages:under $250/month in year one and under $200/month thereafter, inclusive of medications, lab work and consultations. Actual cost varies with deficiency severity, dosage, delivery system and auxiliary medications.

MD/DOPartner pharmaciesAs needed (pay per consult) consultationsHSA/FSA eligible
TRT Nation

TRT Nation

$99/month all-inclusive, unlimited doctor access, supplies and shipping included

Key Features

$99/month all-inclusive, unlimited doctor access, supplies and shipping included

Details

$99/month includes testosterone cypionate, injection supplies, shipping, and unlimited doctor consultations. Lab work:patients can supply outside labs or run through clinic ($129 lab fee). Blood work required after first 10 weeks, then 6 months, then annually. HSA/FSA eligible. NOTE:trtnation.com blocks automated verification at IP level (Cloudflare), so these figures could not be re-confirmed in the August 2026 refresh and may be stale.

NP/PAPartner pharmaciesUnlimited consultationsHSA/FSA eligible
Hone Health

Hone Health

At-home testing option, 40+ biomarkers, retesting every 90 days on Premium,...

Key Features

At-home testing option, 40+ biomarkers, retesting every 90 days on Premium, 5-day consult and 10-day med delivery

Details

Two memberships:Premium $155/mo (regular lab testing, physician consults, full medication access) and Basic $25/mo (labs every 6 months, consults a la carte, member pricing on medications). No commitment, cancel anytime. The former Plus tier at $129/mo no longer appears. Medications are billed separately:testosterone cream $60/mo, troches $60/mo, enclomiphene $42/mo, clomiphene $38/mo. Initial biomarker test $65 (list $165), 50+ biomarkers, at-home or 2,000+ lab locations.

MD/DOPartner pharmaciesQuarterly consultationsHSA/FSA eligible
Fountain TRT

Fountain TRT

All-inclusive testosterone cream (no injections), led by board-certified...

Key Features

All-inclusive testosterone cream (no injections), led by board-certified urologists, telehealth consults

Details

$199/month all-inclusive - medication, video visits and ongoing medical support, no hidden fees, cancel anytime. Follow-ups every 3-6 months. Topical cream applied daily to the shoulder, no injections. Founded and led by Dr Doron Stember, a board-certified urologist. Available in 20 states only:AL, AZ, CA, CO, CT, FL, GA, IL, IN, MI, NJ, NY, NC, OH, PA, TN, TX, VA, WA, WI.

MD (Urologist)Partner pharmaciesEvery 3-6 months consultationsHSA/FSA eligible
PeterMD

PeterMD

Now PeterMD, tiered pricing, advanced protocols, peptide options

Key Features

Now PeterMD, tiered pricing, advanced protocols, peptide options

Details

Rebranded from Peter Uncaged MD to PeterMD. Three plans:$79/mo on a 12-month prepay ($948 total, the rate shown here), $109/mo on 6-month prepay ($654), or $139/mo month-to-month. Includes testosterone cypionate up to 200mg weekly, an aromatase inhibitor if needed, supplies, shipping and all physician consults. Labs are separate:Step 1 Labs $95 for new patients, follow-up labs $124.50, comprehensive panel $297. Not available in Alabama or Idaho.

MDIn-house compoundingUnlimited provider access included consultationsHSA/FSA eligible
Maximus

Maximus

Enclomiphene-first non-injectable approach, CLIA at-home labs included,...

Key Features

Enclomiphene-first non-injectable approach, CLIA at-home labs included, fertility-friendly protocols, results in under 48 hours

Details

EP-02 protocol $99.99/mo on annual billing ($149.99 quarterly, $199.99 month-to-month). Oral TRT Plus around $199.99/mo. Full range $99.99-$299.99/mo. At-home CLIA labs included in price.

PhysicianPartner pharmacyOngoing 24/7 messaging consultationsHSA/FSA eligible
Henry Meds

Henry Meds

Flat monthly price including medication, supplies and follow-up labs,...

Key Features

Flat monthly price including medication, supplies and follow-up labs, aromatase inhibitor at no extra cost when appropriate, no insurance required

Details

$129/mo for injections or cream;$179/mo for KYZATREX oral TRT (not available in California). Medication, supplies and follow-up labs included in the subscription.

Licensed providerPartner pharmacyAs needed consultationsHSA/FSA eligible

Important Considerations

  • Medical supervision required: TRT requires ongoing blood work and physician monitoring
  • Fertility impact: Exogenous testosterone can affect sperm production - discuss with your provider
  • Not for everyone: TRT is not appropriate for those with prostate cancer, severe sleep apnea, or certain cardiovascular conditions
  • Commitment: TRT is typically a long-term or lifelong therapy - understand the commitment before starting

Frequently Asked Questions

What is TRT and who needs it?

Testosterone Replacement Therapy (TRT) is a medical treatment for men with clinically low testosterone levels (hypogonadism). Symptoms can include fatigue, low libido, depression, difficulty building muscle, and cognitive issues. TRT is typically recommended when blood tests confirm low testosterone and symptoms are present.

How much does TRT cost per month?

TRT costs range from $99/month (TRT Nation or Defy Medical) to $225+/month (Marek Health - comprehensive protocols). Most services fall in the $99-200/month range including medications, labs, and consultations. HSA/FSA funds can often be used.

Can I get TRT online?

Yes, all providers listed here offer telemedicine consultations. You'll complete blood work at a local lab, have a video consultation with a licensed provider, and receive medications shipped to your door. Most services operate in 40+ states.

What medications are typically prescribed?

Common TRT medications include testosterone cypionate or enanthate (injectable), HCG (to maintain fertility and testicular function), aromatase inhibitors (to control estrogen), and sometimes clomiphene (an alternative to testosterone). Some clinics also offer peptides and growth hormone protocols.

How often do I need blood work?

Most providers require blood work every 3-6 months to monitor testosterone levels, hematocrit, PSA, estradiol, and other markers. Many clinics include labs in their monthly fee, while others charge separately.

Is TRT covered by insurance?

Some insurance plans cover TRT if you have a diagnosis of hypogonadism. However, most online TRT clinics operate on a cash-pay model. HSA/FSA funds are typically eligible for TRT expenses.

What testosterone levels qualify for TRT?

Most clinics consider total testosterone below 300 ng/dL as low, though symptoms matter more than numbers alone. Some men experience low-T symptoms at 400-500 ng/dL, while others feel fine at 300. Free testosterone, SHBG, and symptoms are also considered. Online TRT clinics may have different thresholds than traditional endocrinologists.

Will TRT affect my fertility?

Yes, exogenous testosterone suppresses natural testosterone production and can significantly reduce sperm count, potentially causing temporary infertility. HCG is often prescribed alongside testosterone to maintain testicular function and fertility. If preserving fertility is important, discuss this with your provider before starting - alternatives like clomiphene may be recommended instead.

How long does it take to see results from TRT?

Timeline varies by symptom:libido and energy often improve within 3-6 weeks, mood and cognitive benefits appear around 6-12 weeks, body composition changes (muscle gain, fat loss) take 3-6 months, and maximum benefits are typically seen at 12+ months. Optimal dosing may require several adjustments based on blood work and symptom response.

What are the potential side effects of TRT?

Common side effects include acne, increased hematocrit (thickened blood), water retention, and testicular shrinkage. Elevated estrogen can cause gynecomastia (breast tissue growth) - managed with aromatase inhibitors. More serious risks include sleep apnea worsening, cardiovascular concerns in some populations, and fertility suppression. Regular blood work monitors these issues.

Monitor Your Hormone Optimization

Track your TRT progress with comprehensive blood testing to ensure optimal levels and safety.

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Important Disclaimer

This comparison is for informational purposes only and is not medical advice. TRT is a prescription medication that requires physician oversight. Prices are based on January 2026 data and may vary. Always consult with a healthcare provider before starting any hormone therapy.

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